Henderson Appraisal Service in High Point are called upon for diverse clients

To many, an appraisal is simply a line item on the break-sheet for a mortgage or refinance. While there are an increasing number of automated home valuation processes that may appear less expensive than an appraisal, the majority of lenders still call in a local expert because the stakes are very high. You might assume that obtaining a mortgage is the only basis for getting an appraisal, but there are additional times when the services of a licensed, independent real estate professional could come in handy.


	For real estate appraisals in High Point and Guilford County, it's easiest when your order online from Henderson Appraisal Service, just click here.

Let Henderson Appraisal Service help you dispute your tax assessment in Guilford County

If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Henderson Appraisal Service is your best evidence. We're capable of assisting you in disputing your tax assessment.

Eliminating PMI will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance plan that most lenders ask home buyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. Seeing that added payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Henderson Appraisal Service can produce a statement regarding the value of your home. The expense of the home valuation can often be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Henderson Appraisal Service

A divorce is often complicated by the hard decision of who gets the property, and it can be an especially traumatic event for both parties. Regardless of the circumstances, it's wise to order an appraisal from Henderson Appraisal Service so both parties are entirely aware of the true market value of their house.

If the parties need to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the certain value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Henderson Appraisal Service can assist you in relocating to or from Guilford County

Employee relocation can be a stressful event, and we understand. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive process, we recommend employees that are moving to provide feedback on the positive aspects of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price with an appraisal from Henderson Appraisal Service

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are based on our efforts to perform the appraisal report and and aren't related to the sales price.

We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.